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How I Plan to Build Wealth as a 20-Year-Old Kenyan Student

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At 20 years old, I do not have a trust fund, a rich uncle in government, or a mysterious offshore account in the Cayman Islands. What I do have is a smartphone, internet access, writing skills, and an almost unreasonable obsession with investing, artificial intelligence, and online business. In other words, I am a typical Kenyan university student with ambitious goals and a Wi-Fi connection. My name is Victor, and this is the first post on Capital Compass Africa, a blog I created to document my journey from broke student to financially independent investor. That sentence sounds dramatic, but so did M-Pesa when it first launched. Sometimes big things begin with ideas that look small. Why I Started Capital Compass Africa For a long time, I have been fascinated by one question: How does an ordinary young person in Africa build real wealth from almost nothing? Not the “double your money in 24 hours” nonsense that floods WhatsApp groups like an invasive species. Not the “send me...